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I am Michael. I blog about helpful tips, anything from technical (e.g. how to remove computer virus ) to hobbies (e.g. how to solve the rubik's cube ) to my favorite crafts like how to make an origami swan that may help you solve an issue you've long had or simply inspired you to enjoy life more!

Google has been a great friend to me for helping me find solutions to my problems, but it is not omnipotent. Quite often I just cannot find the solution regardless of how I tweak the search query. It is frustrating and disappointing.

When that happens it doesn't mean that the solution does not exist. It may mean that it exists but for some reason you cannot find it on Google or any other search engine.

To that end I try to make every one of my blogs search engine friendly so that you have the best chance of finding useful information. This is the purpose behind www.oneminuteinfo.com!

Feel free to leave a comment in the comment box below each post!

Check below for my latest posts!

Oct 22, 2019

Best Taiwan Bank for Unsecured Personal Loans based on Credit Score! 台灣的信貸條件最好的銀行是哪家?
Amazon你在考慮做台灣的信用貸款嗎? 哪一家銀行的條件最優惠? 最近我認識的人要做信貸,他找了以下銀行,給你們做參考。以下金額都是新台幣。

星展銀行

可以貸到400萬
2.38% (可以降到2.3%)
公告手續費5000,但可以調到3000

匯豐銀行

貸100萬以內不用保人,超過就需要相當財力的保人
2.6%
手續費不知道

華南銀行

只能貸到300萬
3.63% 談到 2.79%,再談到 2.55%
手續費3300

渣打銀行

行員打給他,聽他說他不是卡友,後來就再也沒有聯絡他了。

結論

所有銀行的利率都一定會浮動,但浮動的幅度是依據定儲利率指數,所以幅度很低,如果擔心,那麼浮動太多的話就解約就好了。當然,也許你更強,可以談到有上限的利率,就更不用擔心之後利率變太高了。

這些信貸有些沒綁約(無限制清償),有些有綁約(有提前清償限制),有些解約沒有違約金,有些解約有違約金,大部分都最長可貸款7年。

他的薪水滿高的,所以不一定每個人都能談到這樣子的條件,但這麼看起來,星展銀行是信貸條件最好的,值得一試!

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